At Restoration, Your Success is Our Success

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The news from Restoration is that despite the pandemic and economic crisis, some of our clients are achieving financial stability and thriving to new heights.


“I have had an absolutely amazing time consulting Bedford Stuyvesant Restoration Corporation for business and financial advice. Pilayne Franklin helped me to maneuver losing my job, starting a band, building my credit, and purchasing musical instruments! Over the past few months, I have steadily watched my savings account grow as a result of the budgeting tools Pilayne recommended to me. She was even able to refer me to her amazing colleagues at Restoration who provided me with even more specific information on managing my band as a business. Most importantly, Pilayne has stressed financial independence by creating multiple streams of income which has been thrust to the forefront of my goals. I recommend everyone in Bed-Stuy meets with someone at the Bedford Stuyvesant Restoration Corporation!” Jordan Carter, Musician


“Hi Pilayne, I hope this email finds you and your loved ones safe and well during these unprecedented times. This is Breanna Johnson, one of your clients from the free financial counseling services at Bed-Stuy Restoration. It’s been awhile since we last communicated, maybe sometime in 2018 (time is flying)?

I wanted to share with you some good news since our last conversation. First, I want to start off by saying thank you so much for encouraging me to pay off my student loans and teaching me how to budget/track my expenses. Your advice helped me to see the light at the end of the financial tunnel. As of recently, I’m officially debt free and I no longer owe money to any businesses or institutions! I was able to make my last payment to my student loans sometime last week and I have no pending credit card bills. It feels so good to be debt free and I’m beginning to explore and learn about investing in stocks/bonds and home buying.

It’s funny as I was hitting the submit button to pay off the bill, I instantly thought of you and how happy you would be to know one of your clients beat their financial goals. Your advice helped me so much and I want to say thank you! Looking forward to hearing from you! Bre JohnsonEvents & Portrait Photographer


Pilayne Franklin

Restoration’s Financial Counselor Pilayne Franklin is a graduate of Medgar Evers College, who brings 13 years of banking experience to her job. She worked through the 2008 financial crisis and finds the challenges of the current economic crisis to be similar. Ms. Franklin is a motivator and educator who assists people with budgeting through job loss, identifying options for student loan debt reduction and outstanding credit card balance negotiations, reporting identity theft, and referring people to legal, small business, social, mental health and long-term financial planning services. She’s an avid reader and lifelong learner with a passionate commitment to transforming peoples’ ability to control their financial destiny and build wealth.



On behalf of the New York City Department of Consumer Affairs, Restoration operates Financial Empowerment Centers throughout the borough of Brooklyn. Services have been offered virtually during the pandemic. To make an appointment,  email us at, call us at (718) 636-6994 or schedule online.